Smart Guide to Personal Finance

So easy 4th Graders have Mastered it!
Achieving financial security is not rocket science, nor does it require the
perfect investment plan. It merely takes following a smart plan with time-
tested strategies that work. The 3 simple, smart steps described in
Rich 4th
have been used successfully by people of all ages and
backgrounds to create extraordinary levels of financial success. Learn the 3
simple, smart steps to financial security and you're a Financial Smarty!
Charles Schwab: For 98% of Americans this is the best way to invest
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Feel the Confidence
Saving and investing should begin at a child's birth. Students around the
world are ready to learn personal finance by the time they enter 4th grade. If
they are delayed, each year of missed savings accumulation prevents the
use of a routine, but often ignored or unfamiliar daily money transaction
that's free and grows your money at its fastest pace, while you sleep. Its
covered in thorough detail and an amusing format in
Rich 4th Graders.

If you didn't learn to manage money by the 4th grade, chances are you've
lived a lifetime with one hand tied behind your back. Change the way you feel
about financial success forever. Learn in 30 minutes what most people never
learn in a lifetime. Discover more smart money moves, enjoy the rewards of
financial stability and feel the confidence of finally being a Financial Smarty!

Live your Dreams
Most people around the world aren’t following a retirement planning road
map. Most aren’t even preparing for retirement at all. More than 43 percent
of American workers are not currently saving for retirement, and more than
half have saved less than $25,000 to fund their golden years, according to a
recent report from the Employee Benefit Research Institute. Choose smart
options for achieving financial freedom and a stress-free retirement. Take
comfort in knowing you prepared for the most expensive decision you'll face
in your lifetime.

Rich 4th Graders is a smart money and investment guide that can help you
achieve financial security. Download a copy to read now! TM
Are you a

You will Learn

  • In 30 minutes what most people never learn in a lifetime
  • Successful money moves currently used by the world’s
    richest investor, Warren Buffett
  • How your money grows exponentially for life even after
    you stop saving
  • Which money moves to put on autopilot and never
    worry about your financial future again
  • The safety net that guarantees you’ll never run out of
    money or get into debt
  • Why personal finance doesn’t have to be boring,
    complex or take years to learn
  • How these 4th graders are educating their parents on
    the right personal finance moves to make now
  • Mobile eBook format delivers a quick and complete
    personal finance education for the financially smart!
  • New Study: Most People in the World Have No Idea How To
    Manage Their Money                read Study
Mobile Learning!
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Simple. Quick. Smart. Mobile.
You can be a Financial Smarty!                               
New eBook!

The author explains how
money works. An excellent
reference book if you want to
learn about budgeting,
saving, and investing. The
book starts out in a
conversation with students in
a classroom, keep
reading.......factual and very
useful information is provided
as the chapters unfold.
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Copyright 2013 Carlos Anderson.  All rights reserved. is a registered Trademark.  Terms of Use
Personal Finance
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